channelv

If one were involved in an accident involving no other parties, due to foul weather conditions (e.g. hitting a guardrail or pole or what not in heavy rain), would that be considered your fault, and would that raise your insurance rates?

thanks

rigor

Only if you file a claim.

stngray

considered a collision. A car in front of me one time kicked up a piece of tailpipe that hit my hood. The insurance company rulled it a collision and told me it would make my rates go up. If I was parked and something hits the car it
is a comprehensive claim and rates do not go up.

a4ce

Your previous driving record is what a great deal of what the rates are determined by. The accident you described is going to be put under a Other Than Collision (OTC) or comprehensive coverage and will count as an accident against you. (Everytime an insurance company pays out to an insured it is counted the same as an accident)

I work for an insurance companty in a subdivision of the claims department. If you have any more questions please let me know by e-mail.

ThePend

I believe it would be attributed to driving too fast for the present conditions.

Evan (Vogon)

its a comprehensive claim?