cufish

I was involved in an accident that my insurance company ruled was the fault of both drivers equally (i.e. they pay for theirs, I pay for mine). This was totally the right call in my opinion, but whatever. Anyway, the other driver's insurance company thinks I am 100% at fault and is now taking my insurance company to arbitration. Do you think there will be a big difference in my rate increase if the arbitrator rules against me? My insurance is going up anyway since I made the claim for my damage. The accident was a fender bender...no major damage for either car. Probably about 1500 for them. What do you think?

diagnosticator1

Have you asked your insurance co this question?

Shaun

Some Ins. Companies give a one-time freebie with no rate adjustment (if this is your first claim). Regardless, a rate increase would not appear until your next renewal, no?

FireBirdSC

I got rear end at a stop sign. My insurance says... well, they hit me. I was at a complete stop so not my fault. The other insurance company sent me a letter saying that they are still investigating who was at fault!

You should just get your insurance company to fight for you. That's what I am doing at the moment.

cufish

Good luck with yours. That's pretty ridiculous that they would try to blame you for getting rear ended!

cufish

True, I won't find out until my next renewal which is not until January. Hopefully my insurance company will give me a freebie for this claim as it is my first but I'm skeptical.

Shaun

Or at least they did when I needed it.