Bad day ? I woke up this morning and found out that someone SCRATCHED MY F*CKING CAR !
08-05-2005, 02:03 AM
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Bad day ? I woke up this morning and found out that someone SCRATCHED MY F*CKING CAR !
My f*cking fender, door, back door, and my back fender. Itz either some stupid f*cking kids or someone who really hates me. It's even looks obvious from 3 feet away. Anyone has an idea how to fix it or anything to make it like before ? I got a Dolphine Grey and 4800 miles
08-05-2005, 03:03 AM
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Call your insurance company
Call your insurance company and tell them what happened. They should cover the cost minus your deductible. Also don't take it to where the insurance company tells you to take it. First research a good body shop around your area (make sure they work on Audis).
08-05-2005, 05:32 AM
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why wouldn't it, it's insurance... depends on what your comp deductible is
most of the time it's just cheaper to pay out of pocket, and even if it's a little more expensive not to go through insurance it's worth it in the long run, so your premiums won't increase due to a claim.
08-05-2005, 06:31 AM
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Re: why wouldn't it, it's insurance... depends on what your comp deductible is
My deductible is $250 though 
. It's very likely that any damage to the car will cost more than $250. But yeah, depends what your deductible is, if its $1000 then might as well pay out of pocket.
. It's very likely that any damage to the car will cost more than $250. But yeah, depends what your deductible is, if its $1000 then might as well pay out of pocket.
08-05-2005, 06:51 AM
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If it was parked at your house, your homeowners insurance might cover it
However, you need to look closely at how much your deductable is, and calculate how much you will really pay in the long run due to increased premiums from making a claim.
Chances are it will be cheaper to pay for it out of pocket, since most insurance companies (auto and homeowners) will jack up your premiums fairly substantially if you even <i>think</i> about making a claim.
Chances are it will be cheaper to pay for it out of pocket, since most insurance companies (auto and homeowners) will jack up your premiums fairly substantially if you even <i>think</i> about making a claim.
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08-05-2005, 08:00 AM
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Re: Bad day ? I woke up this morning and found out that someone SCRATCHED MY F*CKING CAR !
Assclowns like this who go around damaging other peoples' property should be executed in front of their families.
JMO.
Rich
JMO.
Rich
08-05-2005, 05:56 PM
#9
Damage like that is covered under Comprehensive
You will have your deductible and then your insurance company will take care of anything above that. You should check with your agent/company, but I have never heard of a comprehensive claim being held against you and causing a premium increase. I have been an insurance agent for 10 + years and yes collision claims can potentially hurt you, but comprehensive claims do not.
I will have to add the disclaimer that state laws do vary and I do not (and actually am not allowed to) practice insurance outside of my own state, so things may be different where you live. If you can not get a straight answer from you insurance company or are otherwise nervous, contact the insurance commissioner in your state to verify the laws.
In any event, sorry to hear about your ride. I hope you find out who did it and they suffer accordingly.
I will have to add the disclaimer that state laws do vary and I do not (and actually am not allowed to) practice insurance outside of my own state, so things may be different where you live. If you can not get a straight answer from you insurance company or are otherwise nervous, contact the insurance commissioner in your state to verify the laws.
In any event, sorry to hear about your ride. I hope you find out who did it and they suffer accordingly.
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