Doug2.7

You are correct in some cases, "classic" insurance is a beter deal. I restored these cars myself and got an independent appraisal on each. If you keep all receipts and pictures (separate from car in case of loss), they (USAA) are required to replace at value whether it is a "classic" or not. Hagarty and other "classic" insurance is not as good coverage. Check the small print, compare price and I know you'll find USAA is a great deal. Hagarty and others are great for show weekends and not for long vacation trips or cars that are driven frequently like mine are. If you only do car shows or drive to/from the repair shop then "Classic" insurance is a good deal/better than USAA. Sorry about the confusion, I should have been more specific. Thanks for pointing it out.

mhoii

I agree USAA makes more sense for a driver, sorry I thought you had a show queen.