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Guess I'm not buying out the lease

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Old 04-06-2024, 05:31 AM
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Default Guess I'm not buying out the lease

Happened yesterday in shopping center parking lot. Think the girl hit the gas pedal instead of the brake. She is maybe a car length and half from her stop sign. I had the ROW and had just turned into street maybe 2 or 3 car lengths earlier.

All airbags went off and I ended up w bruised ribs/side I think from the seat belt when it tightened up on impact. Difficult to stand up, sit and walk but hospital cleared me.

2020 with only 15k miles and zero issues, pre covid build, was gonna buy it and keep it another 4 or 5 yrs but it looks to me from initial impression that there's gonna be some frame damage and the passenger pillar took a hard hit.

Sucks but what can u do.

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Last edited by Pathfinder11; 04-06-2024 at 05:40 AM.
Old 04-06-2024, 05:37 AM
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Yep. That car will be totaled. Glad you are OK.
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Old 04-06-2024, 05:44 AM
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Glad to hear that you are ok. I am betting the car is totaled.
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Old 04-06-2024, 05:57 AM
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Glad you are ok, and sorry about the accident. Never fun dealing with insurance companies and claims. Make sure you get alternate comparable transportation from the other party's insurance, until your claim is settled in full to your satisfaction. It is obvious that the other party is 100% at fault.
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Old 04-06-2024, 06:08 AM
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Glad you're OK.

This sort of stuff infuriates me. It's one reason I stay at home mostly b/c of the total lack of driver discipline and skill in our society.

That person should have their license revoked for a minimum of 10,000 years. I probably would have taken an axe to her windshield.
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Old 04-06-2024, 06:44 AM
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Not sure how insurance works over in the US compared with the UK but will they consider repairing it ? If not, can you buy it back from the insurers and repair privately ?

​​​​​​Looks a nice spec car , and while it clearly has plenty of damage, it was a low speed shunt.
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Old 04-06-2024, 07:07 AM
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Originally Posted by Torque450
Not sure how insurance works over in the US compared with the UK but will they consider repairing it ? If not, can you buy it back from the insurers and repair privately ?

​​​​​​Looks a nice spec car , and while it clearly has plenty of damage, it was a low speed shunt.
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If the insurance company totals the car, which is very likely since the passenger pillar took a hit and all airbags deployed, one can buy the car from the insurance company. Once you buy a totaled car from an insurance company. the title of the vehicle will be branded as a salvage vehicle and that will impact its resale value.
Old 04-06-2024, 07:18 AM
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Man, real sorry to see that...But aside from some aches and pains you're physically OK (mostly), so that's what's important. Emotionally, well another story I'll bet. Yeah, accidents happen, but I'd really want to strangle that young lady...at least in my mind. So if the car is totaled, have you thought about what's gonna replace the S8?
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Old 04-06-2024, 07:38 AM
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Originally Posted by pcc125
If the insurance company totals the car, which is very likely since the passenger pillar took a hit and all airbags deployed, one can buy the car from the insurance company. Once you buy a totaled car from an insurance company. the title of the vehicle will be branded as a salvage vehicle and that will impact its resale value.
​​​​​​Ok thanks, same as the UK. I have done that once with a car I liked, and it was repaired and sold with a damage classification for more than the repair and buyback cost me. Just thinking about the original poster's 'love' for his car.
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Old 04-06-2024, 08:02 AM
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Very sad to see, I lost my 7 series to a kid who ran a stop sign in his 3 series. I’m glad you’re doing OK.

No amount of defensive driving can save you from such instances I have learnt. Bigger better things for you in the future. I hired valuation expert to negotiate with the guilty party’s insurance company since they tend to lowball when it comes to expensive cars such as ours. Made a big difference. Hope you feel 100% soon.
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