Dealer Relations
01-31-2006, 02:16 PM
#1
AudiWorld Super User
Thread Starter
Dealer Relations
How long does it normally take for the dealer to run a credit check to get audi loan approval?
We are ordering a 2.0T that is pretty loaded.
Salesman we are dealing with now isnt very responsive (doesnt return messages in a timely manner), does not seem to care about the sale. I understand to him its just a small sale since its an A3, but to us its a huge deal.
I guess were debating switching salesman and possibly dealers. Just want to see what is the norm for your A3 buying experience.
Thanks.
We are ordering a 2.0T that is pretty loaded.
Salesman we are dealing with now isnt very responsive (doesnt return messages in a timely manner), does not seem to care about the sale. I understand to him its just a small sale since its an A3, but to us its a huge deal.
I guess were debating switching salesman and possibly dealers. Just want to see what is the norm for your A3 buying experience.
Thanks.
01-31-2006, 02:21 PM
#2
Junior Member
Join Date: May 2001
Posts: 1,749
Likes: 0
Received 0 Likes
on
0 Posts
credit takes about 5 minutes. If you are not satisfied my your salesperson, switch, or go somewhere
else. BUT if you go somewhere else they will need to run your credit again, and it will lower your FICO.
01-31-2006, 02:48 PM
#3
The credit check shouldn't take long, but if you are trying to qualify for
something where you rating is marginal, they may be shopping around and waiting to hear from banks. That can take a couple of days.
If your salesperson isn't responsive, call the sales manager and tell them that.
Are you paying an insanely low margin on the deal or is this person just lazy?
If your salesperson isn't responsive, call the sales manager and tell them that.
Are you paying an insanely low margin on the deal or is this person just lazy?
01-31-2006, 04:54 PM
#5
AudiWorld Super User
Thread Starter
Few months ago when opening a new checking accnt, I was told my credit is excellent
I know my wifes isnt marginal, its not as good as mine, but its good.
Not sure if its low margin or not. Should I post the car specs and the price 'out the door'? or would that be a bad idea?
Not sure if its low margin or not. Should I post the car specs and the price 'out the door'? or would that be a bad idea?
01-31-2006, 05:04 PM
#6
Sounds like credit isn't an issue. Call the manager and explain
what concerns you. It's not unheard of to have them assign a different salesperson if there is a conflict of personalities.
01-31-2006, 05:14 PM
#7
AudiWorld Super User
Thread Starter
If we dont at least get an update tommorow, I will call.
We were dealing with one guy about 3 mos ago when we originally looked. Now that we are ready, we found out he left recently.
I think there are only 3 exp. salesman there now, one we dont like, one we are dealing with now (who we think we dont like, jury is still out), and one we dont know. I am on travel right now, so my wife has left him two messages and spoke to him once (another time she called, since he didnt return the message from that morning).
I can email you the deal and you can tell me how you think it is. I dont think its extrememly low, I think it would be considered average.
I think there are only 3 exp. salesman there now, one we dont like, one we are dealing with now (who we think we dont like, jury is still out), and one we dont know. I am on travel right now, so my wife has left him two messages and spoke to him once (another time she called, since he didnt return the message from that morning).
I can email you the deal and you can tell me how you think it is. I dont think its extrememly low, I think it would be considered average.
Trending Topics
01-31-2006, 07:54 PM
#10
AudiWorld Senior Member
Join Date: May 2002
Posts: 1,989
Likes: 0
Received 0 Likes
on
0 Posts
credit check is almost instantanous... a bank check out will take about an hour or so.
If your credit is in the Tier 1+ range (730+), it's instant financing and you should get a decent over-allowance if you need it (130%+).
If you're not dealing with the internet department, the typical salesperson does not like to do business apart from the dealership (they are trained to bring customers in!).
If you're not dealing with the internet department, the typical salesperson does not like to do business apart from the dealership (they are trained to bring customers in!).