SSSSSSIX

Buying or leasing a 2014 A5 Convertible for my wife. I completely understand the buying calculations but any input or analysis of the following lease terms will be appreciated:

MSRP $56,075
Selling Price $53,125
Less Loyalty $ 1,000

Net Cap Cost $52,125

Residual $30,281
36 month and 10k miles per year
Out of pocket $ 1,200
Monthly pymt $ 686.99 plus 8% sales tax

Money factor .00072

Andrewaw

are you financing fees lik lease inception fees, etc or paying upfront?
waht is invoice on car?

SSSSSSIX

Forgot to mention $695 acquisition fee and my total out of pocket at lease inception is $1,200 so yes the acq fee is built into lease. Invoice is $52,487 so the net cap cost is $362 below invoice.

Andrewaw

looks compettive, great money factor. might check to see i that is the buy rate money factor, i usually try to negotiate to that. if it is, then I would say you are golden. If you have never leased before, 10k miles per year is not very much

SSSSSSIX

The .00072 money factor is better than the buy rate so I know it's good. As for leasing……..yes we have leased before. This will be wife's car and for the past 8 years her mileage has averaged about 8k per year. We drive my S6 or Yukon Denali when we take road trips. Although, we might use the A5 Cab for a summertime road trip or two. Anyway, I'm confident that 10k per year will be sufficient.

Andrewaw

perfect! sorry was being presumptuous! subvented money factor?

Muhammad

Looks pretty straightforward... ~$650 over invoice before loyalty is a good negotiated price.