Why is insurance so high on Audis?
10-22-2008, 08:09 PM
#12
AudiWorld Senior Member
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Location: Minneapolis
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I can tell you about my coverage, which sounds about the same.
Here's the breakdown for six months on my A6 with $500 deductible. I'm in Minneapolis. My insurance guy tells me it's only going to go up slightly for the A5.
This does reflect a multiline discount as we have our home and another car insured with Travelers. Also, no tickets or accidents in the last three years.
But it is definitely a good deal.
A. Bodily Injury
$250,000 each person............... $ 30
$500,000 each accident
B. Property Damage
$100,000 each accident............. $ 31
D. Uninsured Motorists Bodily Injury
$100,000 each person............... $ 13
$300,000 each accident
See Endorsement A22045
D1. Underinsured Motorists Bodily Injury
$100,000 each person............... $ 19
$300,000 each accident
See Endorsement A22045
E. Collision
Actual Cash Value less............. $ 68
$500 deductible
F. Comprehensive
(Other than Collision)
Actual Cash Value less............. $ 62
$500 deductible
No deductible for glass............ Incl* Incl*
See Endorsement A00350
G. Extended Transportation Expense
$30 per day/$900 maximum........... $ 12
See Endorsement A00391
Q1. Personal Injury Protection......... $ 20
Non-Stacked
Deductible Option A Applies
See Endorsement A22025
Subtotals for your vehicles............. $ 255
This does reflect a multiline discount as we have our home and another car insured with Travelers. Also, no tickets or accidents in the last three years.
But it is definitely a good deal.
A. Bodily Injury
$250,000 each person............... $ 30
$500,000 each accident
B. Property Damage
$100,000 each accident............. $ 31
D. Uninsured Motorists Bodily Injury
$100,000 each person............... $ 13
$300,000 each accident
See Endorsement A22045
D1. Underinsured Motorists Bodily Injury
$100,000 each person............... $ 19
$300,000 each accident
See Endorsement A22045
E. Collision
Actual Cash Value less............. $ 68
$500 deductible
F. Comprehensive
(Other than Collision)
Actual Cash Value less............. $ 62
$500 deductible
No deductible for glass............ Incl* Incl*
See Endorsement A00350
G. Extended Transportation Expense
$30 per day/$900 maximum........... $ 12
See Endorsement A00391
Q1. Personal Injury Protection......... $ 20
Non-Stacked
Deductible Option A Applies
See Endorsement A22025
Subtotals for your vehicles............. $ 255
10-22-2008, 08:37 PM
#13
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Join Date: Jan 2001
Location: United States of America
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I think I'm around 70mo with the S5... (State Farm)
I've always considered Audi's to be on the inexpensive side - likely due to their superior safety over the competition.
10-22-2008, 09:10 PM
#14
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Join Date: Aug 2008
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My Insurance was much cheaper than i expected
I use USAA - fairly good policy came out to $330 for six months - i was expected it to be closer to $500 so i was pretty happy.
10-22-2008, 09:35 PM
#15
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Wow!!!!! that is cheap for those amounts, I pay yearly:
A. Bodily Injury
$50,000 each person............... $ 52
$100,000 each accident
B. Property Damage
$50,000 each accident............. $ 72
C. medical payments
$5,000. each person............... $ 16
D. Comprehensive (Excl. Collision
$500 deductible................... $ 62
D1. Sound reproducing Equipment
$500 deductible................... $48
E. Collision
$500 deductible................... $244
F. Rental reimbursement
25 day/$750 max....................$16
G. Uninsured/underinsured Motorists protection
$30,000 each person............... $ 44
$60,000 each accident
I. uninsured motorist-collision deduct waiver$14
J. Special equipment
$500 deductible................... $80
Total for vehicle................$648
Dicounts:Multi car discount,theft recovery,persistency discount.
$50,000 each person............... $ 52
$100,000 each accident
B. Property Damage
$50,000 each accident............. $ 72
C. medical payments
$5,000. each person............... $ 16
D. Comprehensive (Excl. Collision
$500 deductible................... $ 62
D1. Sound reproducing Equipment
$500 deductible................... $48
E. Collision
$500 deductible................... $244
F. Rental reimbursement
25 day/$750 max....................$16
G. Uninsured/underinsured Motorists protection
$30,000 each person............... $ 44
$60,000 each accident
I. uninsured motorist-collision deduct waiver$14
J. Special equipment
$500 deductible................... $80
Total for vehicle................$648
Dicounts:Multi car discount,theft recovery,persistency discount.
10-23-2008, 07:12 AM
#20
Re: It's not
it is when i am paying 800 a year for an A5 and 900 for an M3
which is 15K more expensive
which leads me to beleive the Audi is very expensive to repair, hence the high price
which is 15K more expensive
which leads me to beleive the Audi is very expensive to repair, hence the high price