My car's a total loss.
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Insurance adjuster says that there is structural damage that cannot be fixed (frame stuff) in/around the right front suspension.
It's a kick in the sack. I've done nothing wrong... and now I have to deal with this.
Anyways, they'll get back to me to let me know what the value of the car is sometime in the next few days. I'm not sure what to do. I guess I'll buy it, and part it out to you guys. I'm thinking that I should just buy a crappy old Jetta or something to last me until I graduate.
-Mike.
It's a kick in the sack. I've done nothing wrong... and now I have to deal with this.
Anyways, they'll get back to me to let me know what the value of the car is sometime in the next few days. I'm not sure what to do. I guess I'll buy it, and part it out to you guys. I'm thinking that I should just buy a crappy old Jetta or something to last me until I graduate.
-Mike.
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I just got done haggling with the insurance company for a month. What a pain in the butt.
Whatever you do, look up your rights as outlined by the insurance commissioner's office of your state. Here are the rights regarding total loss vehicles for the state of Washington:
http://www.insurance.wa.gov/factsheets/factsheet_detail.asp?FctShtRcdNum=47
Find the same thing for your state. The insurance company will try to low ball you with lame offers. Push back until they give you an ACV (actual cash value) quote that you feel is fair.
Email me with questions. I just went through this so it's all fresh in my mind.
Adam
Whatever you do, look up your rights as outlined by the insurance commissioner's office of your state. Here are the rights regarding total loss vehicles for the state of Washington:
http://www.insurance.wa.gov/factsheets/factsheet_detail.asp?FctShtRcdNum=47
Find the same thing for your state. The insurance company will try to low ball you with lame offers. Push back until they give you an ACV (actual cash value) quote that you feel is fair.
Email me with questions. I just went through this so it's all fresh in my mind.
Adam
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My advice (for what it's worth) is to buy the beater you're thinking of. I drove a couple of real ****boxes (domestic ****boxes no less) in college, and it freed up a lot of money that I wouldn't have had if I owned a nice car.
Put the money you get from the insurance into the bank, and if you still have it when you graduate, buy the nicest S car money can buy. (Or save it for first+last+security or downpayment...)
Put the money you get from the insurance into the bank, and if you still have it when you graduate, buy the nicest S car money can buy. (Or save it for first+last+security or downpayment...)
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