Well the car is fixed

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Old 05-30-2006, 09:46 AM
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Default All that was taken care of

State Farm's position is that I was hit by an un-insured driver, and on the hook for $300 as a deductible.

Jerry D
Old 05-30-2006, 11:45 AM
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Default Can anyone else chime in on this? Is this the norm now?

Ask State Farm to show you the clause in the policy that says uninsured driver = you pay deductible.
Old 05-30-2006, 12:31 PM
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Default My agent happens to be my next door neighbour.

He isn't trying to screw me. I'm 100% confident of that.

Jerry D
Old 05-30-2006, 12:55 PM
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Default Well then in the interest of neighbouring peace, suck up the deductible.

Jerry D, come on down, you are the next contestant on the Small Claims Court! :-)
Old 06-02-2006, 04:57 PM
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Default Subrogation only applies if you are fully paid out but

you still can't file for only your deductible as that prejudices your insurer who may also make a claim. Before you file, check with your insurer as if they wish to claim you must add their claim (or more likley they'll add yours to theirs. Any recovery has to be shared.
Old 06-03-2006, 06:59 AM
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Default I have spoken with my insurance company

And I will file for more than just my deductible. I have my time off work and my legal fees :P to collect as well
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