Insurance question. One of my cars got hit last night, by a pumpkin...

Reply Subscribe

Thread Tools

Search this Thread

10-24-2006, 06:37 AM

#11

Grapeking

AudiWorld Super User

Join Date: Apr 2001

Location: Northern NJ

Posts: 9,211

Likes: 0

Received 0 Likes on 0 Posts

guess it depends on your circumstance. Wife had over $6k in jewelry stolen from her suitcase at

the airport in San Juan PR (it was checked baggage, to this day I'm pissed that she put that jewelry in the suitcase) and we made the claim against our homeowners policy, got our money and never saw a penny of an increase. Of course, that's been our only claim on the insurance in over 20 years of coverage, so that probably gave us some leeway.

Reply Like

10-24-2006, 08:16 AM

#12

xdriver

AudiWorld Senior Member

Join Date: Apr 2004

Posts: 1,510

Likes: 0

Received 0 Likes on 0 Posts

They had no problem with the Rolex and some misc jewlelry was stolen, but after the water heater

went, thats when they said "too many claims." glad it all worked out for you and your wife.

Reply Like

10-26-2006, 03:41 PM

#13

Riley's A4

Audiworld Junior Member

Thread Starter

Join Date: Oct 2005

Posts: 295

Likes: 0

Received 0 Likes on 0 Posts

Update. The insurance adjuster tried to low ball the quote so I would take the cash...

Because it's on older Accord, (kids car) they put the damage at $400 thinking I would take the $300 cash (minus $100 deductible) They called to confirm me that the check will be mailed out today. I said "no,I want to have the body shop look at it."

The body shop added another $300 to the quote becuase they didn't add time for removing bumpers, trim, tail lights, etc. He said that they tried to low ball me so you would take the cash and pass on fixing it.

I was going to be a nice guy and pass on the rental... not now!!!

good news is that there are no stikes against me for a comp claim.