credit reporting agency question
#1
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quick question -- I did the free credit check thingy w/ Transunion a few weeks ago and discovered several errors. I disputed them via their website and to my surprise, they corrected everything after a 30 day investigation.
Here's the question -- will the other 2 credit agencies automatically correct the same errors, or do I need to contact them as well?
Here's the question -- will the other 2 credit agencies automatically correct the same errors, or do I need to contact them as well?
#3
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examine their output and if necessary, dispute them with each agency. You don't want to take a chance with your credit and <i>hope</i> that the changes that one agency made will propagate through to the other two agencies.
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...my history. It almost cost me a home equity loan that I needed immediately to close on a condo. Worse yet, the loan agent that I was dealing with saw only the Transunion report, immediately decided that I was a liar and a deadbeat, and basically refused to help. The situation escalated to the point where I was shouting at him in his little cube farm and freaking out all his co-workers.
Eventually we got things straight without blowing the condo deal.
Eventually we got things straight without blowing the condo deal.
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I would contact the others to be sure. Better safe then sorry.
Collections is my business and I've seen the others, Equifax and Experian, pick up on a TransUnion dispute and I've seen them not.
Collections is my business and I've seen the others, Equifax and Experian, pick up on a TransUnion dispute and I've seen them not.