credit reporting agency question

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Old 09-11-2008, 05:08 AM
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Default credit reporting agency question

quick question -- I did the free credit check thingy w/ Transunion a few weeks ago and discovered several errors. I disputed them via their website and to my surprise, they corrected everything after a 30 day investigation.

Here's the question -- will the other 2 credit agencies automatically correct the same errors, or do I need to contact them as well?
Old 09-11-2008, 05:13 AM
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I'd contact them. They are all notoriously bad.
Old 09-11-2008, 05:14 AM
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Default The other agencies may not even have the errors, but to be safe, pull credit from them

examine their output and if necessary, dispute them with each agency. You don't want to take a chance with your credit and <i>hope</i> that the changes that one agency made will propagate through to the other two agencies.
Old 09-11-2008, 05:18 AM
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Default you need to contact all 3....make sure things are accurate and get whatever needs to be changed

taken care of
Old 09-11-2008, 05:24 AM
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Default there is a class action law suit against transunion right now.

it covers almost everyone in the country.
Old 09-11-2008, 05:30 AM
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agreed -- they all suck, thx everyone for all the responses
Old 09-11-2008, 05:35 AM
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Default Transunion botched my credit report a few years back. They dumped some deadbeat's records into...

...my history. It almost cost me a home equity loan that I needed immediately to close on a condo. Worse yet, the loan agent that I was dealing with saw only the Transunion report, immediately decided that I was a liar and a deadbeat, and basically refused to help. The situation escalated to the point where I was shouting at him in his little cube farm and freaking out all his co-workers.

Eventually we got things straight without blowing the condo deal.
Old 09-11-2008, 06:06 AM
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Default The others might or might not pick up on the TransUnion disputes...

I would contact the others to be sure. Better safe then sorry.

Collections is my business and I've seen the others, Equifax and Experian, pick up on a TransUnion dispute and I've seen them not.
Old 09-11-2008, 06:43 AM
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&lt;starts running from Fluffhead&gt;
Old 09-11-2008, 06:52 AM
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Default what is the basis of the suit?

they are the only one that had the inaccurate info which had been affecting my credit score.


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