Interest rate
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We got 2.9% for 72 months on our Q5 through Audi finance. When my payoff on my 2012 A4 has no negative equity, I may trade it for another Q5. I like the comfort in the Q5 and the higher ride height. We also had a bankruptcy not long ago and still qualified for the 2.9%. I was floored.
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My interest rate was 0.0%. Just pay cash instead!
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Would take too many years of saving the money to do that and would still need to make payments on another car while saving the money to buy the Audi. Trying to put away $40-50k for a vehicle, plus making payments on an existing car would cost too much money. Better off paying the 1.9 or 2.9% and just be done with it. Life is too short to wait it out. You never know. You could have cancer or some other bad illness and never get the chance to buy the nice Audi and drive it today. I'd rather have my toys today than save for a day that may or may not come. The reason I say this is because I've seen so many people pass away at young ages. If you're a CEO of a multi-million dollar company or a lotto winner, disregard my comment.
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Duh. I was just at Toyota where they are doing 0 for 60 months. Dealers will also offer it and then tack the interest into the price of the car. Honestly I don't understand paying cash when the rates are so low. It's basically free money and I can use the cash to make more than the finance interest.
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