Q5/SQ5 MKI (8R) Discussion Discussion forum for the First Generation Audi Q5 SUV produced from 2008 to 2017

Interest rate

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Old 04-26-2012, 09:25 PM
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Originally Posted by Mr Kram
congrats, but FWIW it's 1.9 for tier 1 credit up to 60 months.
That's what I originally thought but once we were at dealership we were told 66 months and that's what on our finance agreement through Audi Financial.
Old 04-27-2012, 07:33 AM
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its 1.9

i got 1.9 yesterday 4/26

maybe they arent going through Audi Fin. Services

its 100% for sure 1.9 from audi through 5/2/12
Old 04-28-2012, 01:57 PM
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We got 2.9% for 72 months on our Q5 through Audi finance. When my payoff on my 2012 A4 has no negative equity, I may trade it for another Q5. I like the comfort in the Q5 and the higher ride height. We also had a bankruptcy not long ago and still qualified for the 2.9%. I was floored.
Old 04-29-2012, 02:31 PM
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My interest rate was 0.0%. Just pay cash instead!

Originally Posted by Wass
My dealer keeps telling me the best interest rate is 2.9, not 1.9. Anyone getting 1.9 recently? My credit is excellent. I think he is trying to squeeze some extra money since he sold me the car for $2,300 below MSRP. I take delivery tomorrow. Thanks.
Old 04-30-2012, 01:20 AM
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Originally Posted by painmd
My interest rate was 0.0%. Just pay cash instead!
Would take too many years of saving the money to do that and would still need to make payments on another car while saving the money to buy the Audi. Trying to put away $40-50k for a vehicle, plus making payments on an existing car would cost too much money. Better off paying the 1.9 or 2.9% and just be done with it. Life is too short to wait it out. You never know. You could have cancer or some other bad illness and never get the chance to buy the nice Audi and drive it today. I'd rather have my toys today than save for a day that may or may not come. The reason I say this is because I've seen so many people pass away at young ages. If you're a CEO of a multi-million dollar company or a lotto winner, disregard my comment.
Old 04-30-2012, 06:55 AM
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Originally Posted by painmd
My interest rate was 0.0%. Just pay cash instead!
Was your interest rate really 0% or was that a typo? If not, did they give you two different prices between cash or finance?
Old 04-30-2012, 09:28 AM
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Originally Posted by hmn4858
Was your interest rate really 0% or was that a typo? If not, did they give you two different prices between cash or finance?
its 0% because he didnt finance anything
Old 04-30-2012, 09:56 AM
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Originally Posted by kmlee1113
its 0% because he didnt finance anything
Duh. I was just at Toyota where they are doing 0 for 60 months. Dealers will also offer it and then tack the interest into the price of the car. Honestly I don't understand paying cash when the rates are so low. It's basically free money and I can use the cash to make more than the finance interest.
Old 04-30-2012, 06:39 PM
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I got my Q5 on 4/24. I got 2.4% as it was CPO, but for new, the dealer told me that i would get 1.8%.
Old 05-07-2012, 09:12 AM
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Happy new Q5 owner as of last week. We got 1.9% / 60 months.
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