Q5/SQ5 MKI (8R) Discussion Discussion forum for the First Generation Audi Q5 SUV produced from 2008 to 2017

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Old 11-28-2012, 07:42 AM
  #11  
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I've seen 1.9 for Q5's at Cars.com

http://www.cars.com/go/advice/incent...307&myid=14238

There are three levels. I assume based on credit score...???

1.9% for 24 mo.1
1.9% for 36 mo.1
1.9% for 48 mo.1
1.9% for 60 mo.1
2.4% for 72 mo.1
exp. 1/7/13
---or---
1.9% for 24 mo.1
1.9% for 36 mo.1
1.9% for 48 mo.1
1.9% for 60 mo.1
2.4% for 72 mo.1
exp. 1/7/13
---or---
3.14% for 24 mo.2
3.14% for 36 mo.2
3.14% for 48 mo.2
3.14% for 60 mo.2
3.64% for 72 mo.2
exp. 12/3/12

(1) The best finance rate offered to consumers by an automaker's captive finance institution. (2) Standard finance rate provided through the manufacturer or its in-house finance company.
Old 11-28-2012, 08:20 AM
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Originally Posted by rjrdomer
plus any incentives the factory is offering them (which you will never know).
In Canada, at least, we can get this information. As exemple:

Conquest Cash/Factory to Dealer Rebate - $750.00 - November 30, 2012

...

The CONQUEST CASH/FACTORY TO DEALER REBATE is an after tax incentive that that applies to current owners or lessees
(Family members living at the same household also qualify) of either an Acura/BMW/Infiniti/Jaguar/Land Rover/Lexus/Mercedes-
Benz/Mini/Porsche/Saab/Volvo that Purchase or Finance or Lease an eligible NEW Audi. This program cannot be combined with the
Loyalty Program. Please see your dealer for complete details
Old 11-28-2012, 08:20 AM
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I was offered 1.9% for 36 mos and 2.9% for 60 mos. Tier 1 credit, but this was about 6 weeks ago so things could have changed by now.

Then I went to another dealer and they gave me 2.79% through TD Auto finance. Not sure if that's usually who handles Audi's loans or if that was just a deal that my particular dealer had going.

I've found that Audi isn't very forthcoming with their rates like some other car manufcaturers.
Old 11-28-2012, 10:11 AM
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We will likely end up going with our local credit union for 1.99% at 60 months.

Paid invoice for the car but they're only giving us $17.5k for a trade that retails for $24k.
Old 11-28-2012, 11:05 AM
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Originally Posted by Interex
We will likely end up going with our local credit union for 1.99% at 60 months.

Paid invoice for the car but they're only giving us $17.5k for a trade that retails for $24k.
Did they give you invoice price based on you trading in your car for below market? If so, then that's how they made up the difference on the low (zero?) profit they made on the sale. I'd rather pay $1000 above invoice, then sell my old car myself for more. The trade-in is such a big part of the overall price you pay for your car, so it's impossible to compare what you paid to what others paid.
Old 11-28-2012, 12:39 PM
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Originally Posted by Parsec
Did they give you invoice price based on you trading in your car for below market? If so, then that's how they made up the difference on the low (zero?) profit they made on the sale. I'd rather pay $1000 above invoice, then sell my old car myself for more. The trade-in is such a big part of the overall price you pay for your car, so it's impossible to compare what you paid to what others paid.
They started out offering $15k for the trade and $2500 over invoice for the car. We stood firm on invoice and worked up the trade value to $17500 and that was as high as they would go. The blue book price on the car is $20k for a clean trade-in value and $23k retail. It's all a game and the dealer will end up making a profit on the trade. For us, it just made sense to not hassle with selling on our own. In the end, the tax exemption for the trade value (almost $1500) and not having to fool with trying to sell a 3 year old car for $20k to Craigslist scumbags or Autotrader tire-kickers made it worth it for us.

The sales rep was very cool though. He tried to look-up the 6% off MSRP Audi supplier discount (essentially invoice price) but neither of our employers was on the list. If did qualify, we'd be able to get the 6% even if we didn't have a trade and/or were a cash buyer.

Last edited by Interex; 11-28-2012 at 12:44 PM.
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