Thoughts on "Premier purchase" (M)
10-22-2004, 02:16 PM
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Thoughts on "Premier purchase" (M)
Just ordered a 2005 black on black S4. My intent was to lease, but seems like the Premier purchase program is a good idea. Anyone do this? Down sides to doing it? I got $1500 over invoice which I thought was fair. Not a spectacular deal, but fair I thought.
10-22-2004, 02:21 PM
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looking for JDBlue (M)
I read your post below. Monthly payments of around $360?!?! I agreed on a final price of $49500 ($1500 over invoice) and with $1500 down on 3yrs/45K miles the payments came to $697/month with PP. A typical lease came in at $699/month with about $1500 out-the-door costs (1st payment, tax, tags, title, etc). The rate for the PP program is 1.3% and the lease rate is 1.7%
10-22-2004, 02:23 PM
#4
With all the time you've spent asking questions...
...you could have mowed enough lawns to pay cash for the car! Just messin' around...big decision, I know. We don't have PP here in California (LOL, that sounds funny) so I don't know much about it--sorry.
10-22-2004, 02:24 PM
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Please explain further (M)
Not sure what gap coverage is. The sales guy seemed to like the PP program compared to the lease (when a sales guy likes something alot, it makes me skeptical). He also said that it is easier to get out of the car early with the PP program compared to the lease. Plus no disposition fee at the end.
10-22-2004, 02:32 PM
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360 - 10G's down on the PP.....
and some good negotiations as well. Also ~499 on a PP w/ 4g's out the door (Acquisition, down and security fee's + first month) Thats on a stock car around 52,5 so you should be able to do better.
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10-22-2004, 02:54 PM
#8
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GAP insurance pays the difference between what you owe and what the insurance company pays
If your car is totalled. You will always owe more than the car is worth in a lease or premier purchase.