RCM09

My wife got the 0.9% for 3 years about a month ago.

jayq16

You can negotiate loan % with the dealer's finance manager after dealing with the Sales manager. Most dealerships will bump up the finance % (as much as 2%). Negotiate with them on the % and be willing to walk if they don't meet the % other dealerships are offering. From researching online, i've read that if dealership A offers 3.9% for 60mos and B offers 1.9% for the same loan through Audi financials, most likely dealer B has bumped up Audi's terms. Have read this online, so take it FWIW, but I was able to get 1.9% on a loan they originally quoted me at 3.9% by showing the advertisements from other dealerships.

IvanS4

Interesting. I've been offered 2.9% as the best offer but it seems that 1.9% is what others are advertising.

http://autos.aol.com/cars-Audi-S4-2011/incentives/

Looks like I'll be talking to my dealer. I've agreed to a purchase price (have contract) but haven't taken delivery of the car or agreed to the finance terms.

Jonnyz1245

Is your car a 2011 or 2012?

Audi's rates are different for each model year. They bumped them up for 2012 S4. A4 & Q5 and others you can still get as low as .9%. Check your AOL incentive chart but make sure to put in 2012 S$ not 2011. The rates listed match the rates my dealer gave me.

lester_strud

So not only are the cars cheaper in the US, the rates are lower as well. Canadians are getting ripped off left right and centre. However we still end up paying the prices they ask.

IvanS4

It's a 2011. I had a 2012 on order but canceled to get a car off the lot.

Jonnyz1245

Ok, then with good credit you should be able to get the rates for the 2011. Don't let your dealer tell you otherwise as these are set by AFS for each vehicle.

Good luck. Let us know how it turns out.

ayap

I presented this to my dealer and there is a BIG LOOPHOLE. They said the 1.9% @ 60 month financing scheme is good only for the 2011 S4. Note: 2011.
And there's no more 2011 models. So, if I order, it will be '2012' and the special financing don't apply to 2012 S4s. Fckers!

Jonnyz1245

Not sure its a loophole.

The rates are clearly stated for both 2011 and 2012 models. Car.com shows 100 or so 2011 leftover. Maybe you could make a deal with another dealership if the rate is that important to you. BofA also has a 2.4 60 month for good credit. If you would be approved for Audis lowest rate, you will most likely be approved for BofA too. Lots of other low % options out there. Find the one that works for you!

ayap

I don't see 2012 in the ads, and that's what the dealers told me. Where did you see 2012 models? The ad just says 2011 S4.