View Poll Results: Car payment as a % of after tax income
<5%
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22
22.68%
6-10%
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37
38.14%
11-15%
![](https://www.audiworld.com/forums/images/audiworld/polls/bar4-l.gif)
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20
20.62%
16-20%
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6
6.19%
21-25%
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5
5.15%
>25%
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7
7.22%
Voters: 97. You may not vote on this poll
Car Payment as a percent of after tax monthly income
#21
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That's pretty good...even though Audi refuses to offer financing deals that compete with the sub-2% rates offered by its competitors, it's still not hard to find a third-party car loan for under 4%. And people who don't have good enough credit to get a rate like that aren't likely to have the financial flexibility to buy with cash even if they wanted to.
#23
AudiWorld Senior Member
Join Date: Mar 2010
Location: San Francisco, CA
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If someone wants to take the risk of loaning me money at 4% for an S4, I will gladly take them up on it!
Maybe I put it into a wall at Infineon, maybe the global monetary system falls apart next year. They have like a 50/50 shot of getting their money back IMO.
Maybe I put it into a wall at Infineon, maybe the global monetary system falls apart next year. They have like a 50/50 shot of getting their money back IMO.
#24
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![Big Grin](https://www.audiworld.com/forums/images/smilies/biggrin.gif)
Only way for you not to pay is declare bankruptcy.
#25
AudiWorld Super User
#27
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Although, my "Bernie Madoff" made me some serious cash on the market rebound. Lucky I cash out the gain before the recent drop. It's part of the reason I treat myself with a S4.
But I would take 10% guarantee over the risk any day.
Last edited by xtr3ma; 06-03-2010 at 07:04 PM.
#29
AudiWorld Super User
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I never said after taxes, but with employer stock purchase, I can buy stock quarterly at a 10% discount, then immediately sell it and reap that money. Most times (since it happens based on the fiscal quarter) I can wait a few weeks and sell it for closer to 18% (pretax) ROI closer to the companies pending annoucement of quarterly earnings - when speculators buy and drive up stock prices before the announcements.
#30