Paying for the S4 - did your Audi dealer take a personal check or certified ?
#1
AudiWorld Senior Member
Thread Starter
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
I'm putting a down payment of about $35,000 on the S4 and loaning around $18,000. Do Audi dealers take a personal check or do they require a certified check for more than $30K?
Have any of you also paid by $10K-$20K by credit card ? Just to earn the points in your card? And then immediately pay your credit card - is there a limit to how much the dealer will accept in credit card payments ?
Have any of you also paid by $10K-$20K by credit card ? Just to earn the points in your card? And then immediately pay your credit card - is there a limit to how much the dealer will accept in credit card payments ?
#2
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
I'm putting a down payment of about $35,000 on the S4 and loaning around $18,000. Do Audi dealers take a personal check or do they require a certified check for more than $30K?
Have any of you also paid by $10K-$20K by credit card ? Just to earn the points in your card? And then immediately pay your credit card - is there a limit to how much the dealer will accept in credit card payments ?
Have any of you also paid by $10K-$20K by credit card ? Just to earn the points in your card? And then immediately pay your credit card - is there a limit to how much the dealer will accept in credit card payments ?
Most will require good funds (Bank Check, Wire transfer, etc.)before making the transfer.
With my last car, with a dealer that I had purchased 7 vehicles from over the years, personal check was no problem. I also made $3,000 - $5000 deposits on vehicles with them on AX.
#3
AudiWorld Super User
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
My dealership required bank/certified check as a standard policy, but some do accept personal checks based on history with the dealership. I went in a few days before delivery and outlined with them all that was required, hence on delivery day I was only there about 45 minutes and most of that was a 'controls and indicators' walkthru with my salesman.
I've also used credit and immediately paid off. As long as you have sufficient reserve available no problem.
I've also used credit and immediately paid off. As long as you have sufficient reserve available no problem.
#6
AudiWorld Super User
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
Mine took a personal check without any hassle.
#7
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
I paid cash(well, 75% cash and 25% HELOC) and the dealer preferred a cashiers check. They said they would take a personal check but would have to have a B/U contract and run my credit. I didn't want them to run my credit because I didn't want a ding on my report if I wasn't going to use their $. Took me many years to get in the 800's and saw no reason to ding credit over nothing. I went down to my local Wellsfargo branch the day before I bought the car and had them issue a cashiers check. Took about 3 minutes!
Trending Topics
#8
AudiWorld Member
Join Date: May 2010
Location: Lancaster, PA
Posts: 573
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
I am sure that there is a limit as to how much the dealer will accept since they get dinged for a percentage of the credit card swipe.
#10
AudiWorld Member
Join Date: Aug 2001
Location: Dallas, TX
Posts: 370
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://www.audiworld.com/forums/images/icons/icon1.gif)
My Audi dealer took a personal check for the entire purchase without a hassle. They also mentioned the need to run a credit check which I refused since I wasn't financing any of it (also have FICO over 800 and didn't want it dinged with an inquiry). It wasn't much of a hassle.
I have paid for cars with a personal check at other dealers in the past and none of them ever had an issue.
I have paid for cars with a personal check at other dealers in the past and none of them ever had an issue.