In light of heavily modded cars being stolen lately, how can you get mods covered by insurance?
07-10-2006, 09:58 PM
#21
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Not that I know of-- only the additional coverage I had...
which is why I assumed any mods over the $5k was a gamble.
I never mentioned anything about engine mods, nothing was damaged.
I never mentioned anything about engine mods, nothing was damaged.
07-10-2006, 10:05 PM
#22
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As it comes under my post, I'm wondering if you're talking about me...
I hope not, I never claimed to be an insurance expert, just chiming in on my experience. I've always figured my mods were not going to be covered... at least not the ones that added substantial HP as I've never claimed them.
My prgressive rep was harder to please than I when it came to making my car right. Hard to believe, but true.
My prgressive rep was harder to please than I when it came to making my car right. Hard to believe, but true.
07-11-2006, 12:30 PM
#24
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checked with my underwriting dept.. progressive no longer offers agreed value polcies
on autos anymore, only for boats... there are companies out there that do though.. dont know off the top of my head but will look into for the board.. the companies that do usually insure vehs like (kit cars). will do a follow up post ..
07-11-2006, 12:41 PM
#25
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no insurance company can drop an insured just because you are asking them about
your coverage and how they would handle certain claims or coverages.. most states have a dept of insurance that the companies have to file with, if you feel that you were wrongly dropped or anything ins related, you need to write them and they get involved.... in most cases, you do not need an atty to get involved..(love the people who always state to get an atty involved right off the bat )save your money for mods..
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