Steve Trac, Sec 303

If I borrow a friends Porsche and crash it, who's insurance will pay?

If someone borrows MY car and crashes it, who's insurance co will pay?

Thanks.

Arcteryx::Stock Rods

call them and find out from the horses mouth.

Arcteryx::Stock Rods

a girl fell asleep at the wheel in my car with me in it. turned out to be one hell of a bumpy ride off a cliff/embankment, but from what i remember....my insurance picked up the tab, and i had to turn around and sue her's.

i broke just about every bone on the right side of my body from my jaw to the my femur, and i was bleeding to death. i had made it up the hill by crawling on the left side of my body...grabbing one hand full of dirt and rock at a time to pull myself to get her help because i didn't want to die in front of her.

as i made it to the top...i tried to set my leg, but my femur felt like to ***** rolling on one another and had no idea about how bad it contracted.

as i laid down to die from the energy spent from climbing up the hill back out onto the highway....someone about an hour and a half later finally stopped.

Mike2kS4

To make a short story long:

Back in 1995 I owned a Ford Probe GT (V6/5spd) anyhow, I was driving on the left lane on a 50mph, 4 lane road with sidestreets and such. A guy with a red Starion pulls out of a street to my right and makes a hard 90deg left from the right lane directly in front of me. I T-boned him, hard. Destroyed the probe. Luckily for him, I hit the rear axle of the starion, the rim, still attached to the trailing arm was almost lying on its rim face, jacking the car up 2feet in the air.

He was unhurt, luckily. I had massive seat belt rash, sprained thumbs, air-bag burns on my arms and my right knee painfully smashed the dash/center console and has been progressively getting worse ever-since.

Turns out he borrowed the car from a friend! Luckily, I knew most of the PD in that town so they made sure to write him a ticket: I had no problems going through the insurance co of the owner of the car, I used that policy number for both medical and the car-related expenses (rental, storage, etc...). I don't know whether that insurance company tried to get paid through the drivers co or not. I guess that's the most likely scenario.

If the driver were the owner I might have sought other damages such as time lost at work, pain/suffering and other crap, just because he pulled such a ******** move. Since the owner already lost a nice car, I just let all that ancillary crap go

Mark.core

Why not give AWOT a shot ... Among the abuse, you should also receive an answer

Oo.et.oO

do the OWNER's rates go up in that type of situation? possibly?

Mike2kS4

Maybe the owners insurance company can get it from the drivers, but it takes a while.

Mike2kS4

And that's an answer for me as well, since I have NJM. Thanks Steve-o!