Illegal u-Turn = $600/yr in insurance!
04-30-2001, 09:26 AM
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Illegal u-Turn = $600/yr in insurance!
I made an illegal uturn a couple months back (was following an SUV that did the same thing), and got caught for it. $50 ticket, and I just figured I'd pay it. So I find out from my insurance company today that my rate's gone up 33%; by $600 a year!
Does anyone have any ideas as to what I can do? It takes 6 years for this to disappear from my license, and so this'll cost me $3600 or so. Is there an appeals process for AFTER you've paid?
Ronak
Does anyone have any ideas as to what I can do? It takes 6 years for this to disappear from my license, and so this'll cost me $3600 or so. Is there an appeals process for AFTER you've paid?
Ronak
04-30-2001, 09:36 AM
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I agree with suiTTman - You should call them and ask why your rates went up. With mine it was due..
to a reclassification. (The insurance industry has apparently determined that TTs are more expensive to repair than previously projected. NSS.)
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04-30-2001, 09:47 AM
#10
Yes, Insurance rates are set by the state. It takes 6 years for the tix to get off your record...
If you just got the tix, I didn't think it would show up until your renewal (unless you just renewed)
If you had a step 9, you will still be getting a credit from the safe driver plan. But if you have an at fault accident or other tix, then you will be surcharged. $600 seems high, but could be right.
Our insurance is about $1400/yr or so (in MA)225TTR with safe driver credits (step 9), AAA discount, multi car, lojack...
If you feel it is too high:
1)ask why.
2)have 2+ cars, you should have a multi car discount.
3)increase your deductible on collision and comp.
4)get AAA and go to commerce insurance (6%)
switching companies will not change your rate (unless you go to commerce w/AAA or get a discount at work, etc)
I have not been notified of a rate change as of today. Your coverage page should list why it went up (tix, rate change, etc).
Paul
If you had a step 9, you will still be getting a credit from the safe driver plan. But if you have an at fault accident or other tix, then you will be surcharged. $600 seems high, but could be right.
Our insurance is about $1400/yr or so (in MA)225TTR with safe driver credits (step 9), AAA discount, multi car, lojack...
If you feel it is too high:
1)ask why.
2)have 2+ cars, you should have a multi car discount.
3)increase your deductible on collision and comp.
4)get AAA and go to commerce insurance (6%)
switching companies will not change your rate (unless you go to commerce w/AAA or get a discount at work, etc)
I have not been notified of a rate change as of today. Your coverage page should list why it went up (tix, rate change, etc).
Paul