gio

I just got my insurance rates for next year...

I have 100k/300k for injury, 100k for property damage, a $500 deductible for comprehensive, and a $1,000 deductible for collision. My insurance last year was about $1390.

I live in MA, where insurance is strictly regulated by the government so even though I was 23 when I got my TT, I had the cheapest possible insurance (step 9).

Unfortunately, I got a speeding ticket a year and a half ago, and last spring I got a ticket for "failing to signal when changing lanes". The first ticket was a "freebie" so it only affected my insurance by one step. But the second one, a $20 dollar ticket, means 3 steps on my insurance. Thats an icrease of $425 per year. The worst part is this will stay with me for 6 years! I'm going to be paying at least $2500 over the next 6 years for this ticket (I'll be step 13)!
My insurance for next year will be $1951.

I'm curious what those who don't live in Taxachusetts pay for their insurance.

Alf Garnett

$2k in fla....11 points

2ndWind

$850 / yr. in MD

GuilTTy

About $2,600/yr in NJ. No tickets (surprise).

VIR TT FLY

I've heard that NJ Insurance Agents can, now, deny policies to risky people. This may help a bit.

jc

$4000/yr for a 21yo in florida. No tickets, 2 cars(TT and A6)

Ron G

$764/yr in NH, age of 35-40 range, no points

TTRay

$1500 in South Florida, uninsured capital of the world... er...no points (in Fla anyway)

CraigsTT

Though back when I was 20 and bought my Shelby Charger turbo I was paying over $2k with no points. So I guess getting old and married at least pays in some respects.

Ron G

So, where in NH are you? I'm on the seacoast.