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Thank you all for your condolences...

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Old 06-03-2005, 12:14 PM
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Default Thank you all for your condolences...

I am still waiting for the insurance appraiser to come and do the estimate. Does anyone know the process of taking aftermarket parts off and replacing with stock. Do I need to do that before the appraiser comes or after? Are the bodyshops hard asses about that stuff? Also, when they total out your car, which book value do they give you? The trade-in, private party, or suggested retail? I really don't wanna get screwed on that because I'll lose a ton. Does anyone have any tips or suggestions with the process? I am going to try to grab as many parts for myself to put on the next TT, but if there are parts I can take for you guys that you want I will try. I will keep you posted. Again, any advice would be appreciated, thanks so much.
Old 06-03-2005, 12:22 PM
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Default insurance is very specific about parts that can be removed...

A car will be considered totalled usually if the repair cost is 80% or more of the replacement cost. Your insurance will cover most aftermarket parts, but if they give you the value of them, they will take them with the car. the only way you can usually part out your car or keep all the aftermarket stuff you put on it is to buy the car back from insurance. Ask them how much you get if you keep the car. it can usually be a better deal for you if you have the time, space, and tools to part it out. You could make several times more than you are going to get insurance wise.
Old 06-03-2005, 12:25 PM
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Default ah, so after they say it's totaled and give you the money for it...

you can't take any parts off of it even though it's just going to the junkyard?
Old 06-03-2005, 12:26 PM
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Default correct. there are some parts they will allow you to take...

such as stereo equipment and stuff like that, but only if they have agreed to it and it was not part of the settlement.
Old 06-03-2005, 12:30 PM
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Default It would be best to settle on a "stock" car value if you have all the stock parts and then

agree to put the car back to stock before they take it.
Old 06-03-2005, 12:37 PM
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Default I'd say take stuff off prior to appraiser coming. Most of the time they will not cover...>

aftermarket parts and even sometimes may blame it on those and not cover the car. But their apprasial is based on stock parts usually.
Old 06-03-2005, 12:44 PM
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yeah, i wonder if they might blame it on the kw's?!
Old 06-03-2005, 12:45 PM
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good luck getting them to go for that
Old 06-03-2005, 12:46 PM
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email me, i have a list of things that i would but if you do it that way
Old 06-03-2005, 12:48 PM
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not their job to assess blame, that's what police are for


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